Financial Options
We welcome new patients to our practice and currently accept insurance coverage from most major insurance carriers. If you would like to know if your insurance is accepted, please do not hesitate to call our office. Please also let us know if you have any questions about your dental benefits as estimated by your insurance carrier.
We are happy to help and make the process of accepting and filing insurance as stress-free as possible for all of our patients. We are in network with many PPO plans and we also accept most major insurance plans. We offer various in- house payment plans and interest free financing as well.
At Carrie Muzny DDS, we want to do everything we can to help you receive the best care you need. We will always answer any and all questions regarding the expense of your dental treatment prior to any procedure. We believe dentistry is an investment in your well-being, health, and self confidence; therefore, we aim to help you with all financial aspects of your treatment costs.
In-House Dental Insurance Alternative
What is an In-House Insurance Alternative?
Our office has continued to hear from our patients who are frustrated with the rising cost of their insurance premiums, significantly reduced benefits, and increased restrictions and limitations of the benefits provided. In an effort to help our patients without dental insurance, or those with restricted plans, we have established an alternative option.
We are now offering our patients an In-house Insurance Alternative plan that allows the patient to receive the dental care they need without paying premiums or going through the hassle of filing claims and relying on the insurance company to determine what coverage will be allowed.
What is the Benefit?
Every year, insurance premiums go up. At the same time, the amount they are willing to pay the providers on behalf of those paying the higher premiums goes down.
As we all know, the care that is in the best interest of the patient, and what the insurance company will agree to cover, rarely go hand in hand. As dental plans become increasingly less beneficial for both the patient and the provider, they primarily benefit the insurance company. This causes frustration among patients and dental offices alike. While this alternative may not be ideal for everyone, it can offer certain patients both financial savings and fewer frustrations or headaches.
Best of all: there are no deductibles, no co-pay formulas or coverage questions to be determined, no claims to be filed, denied, or appealed, no waiting periods, no restrictive alternative benefits or “down-grade” clauses, and there is no maximum benefit cap.
How does it work?
When a patient enrolls in the program, they pay an annual enrollment fee. There are no deductibles or co-pays to try to understand. For a 12-month period, each patient is entitled to:
*(2) preventative (or periodontal maintenance) cleanings (at no additional cost)
*(2) dental examinations by the Dentist at any time in the next 12 months (at no additional cost)
*(2) Applications of fluoride varnish with cleanings (at no additional cost)
*All necessary x-rays (at no additional cost) - *Excludes 3D C.T. Scans/Cone Beams
*Any other dental procedures performed in our office will receive special fees discounted at least 15% (or more) from our regular current fees!
What is the cost?
$695 for the first family member
$650 for each additional (immediate) family member
*Annual Enrollment Fee is non-refundable
*Please Note: Elective/cosmetic procedures are typically not covered by insurance, and any retail items such as Sonicare toothbrushes or oral rinses are excluded to discount
*12-month period begins on the date of enrollment for first family member
*Benefits are not transferable to other patients.
Please ask one of our team members or call our office at (346) 525-3811 to learn more about this program.